For Sale: Otsego MLS# 7018616
Active
NEW!
$599,900
Single Family: Modified Two Story
4 br • 4 ba • Built 2001
2,950 sqft • 1 acres
MLS# 7018616
Ask Trent:
Ask the Agent℠
Thank You!
An agent will be in contact with you soon to answer your question.
Property Description
Spacious and beautifully maintained 4-bedroom, 4-bath home in Otsego offering comfort, flexibility, and a truly scenic setting. Nestled on a park-like lot, this property features a walkout basement with two separate entrances, multiple outdoor living spaces—including a deck off the main level and a private deck from the upper-level primary suite—and plenty of room to live, work, and entertain.
Inside, you’ll find a versatile layout with two separate family rooms, a main-floor office or bedroom, and a basement game room complete with a convenient kitchenette—ideal for guests, hobbies, or multi-generational living. The kitchen showcases granite countertops, ceramic backsplash, and updated fixtures, while the home offers a blend of hardwood, laminate, and carpet flooring throughout.
Recent improvements provide peace of mind, including a new roof (Sept. 2025), compliant septic inspection and pumping (2025), driveway seal coating (2025), new water softener (2023), furnace motor replacement (2026), and numerous appliance and mechanical updates over the years. Additional upgrades include updated lighting, iron filter, garage heater, insulated garage ceiling, and a new garage door opener. The heated and insulated garage with 8 foot garage doors adds year-round functionality.
Outdoors, enjoy a 10-zone in-ground sprinkler system and easy access to Lilly Pond Park at the neighborhood entrance, along with walking trails that wind through the community and along the Mississippi River.
This home combines thoughtful updates, generous living spaces, and a beautiful natural setting—ready to enjoy for years to come.
Listing
Listing Status:
Active
Contingency:
None
List Price:
$599,900
Price per sq ft:
$203
Property Type:
Single Family
City:
Otsego
Garage Spaces:
3
County:
Wright
Year Built:
2001
State:
MN
Property Style:
Modified Two Story
Zip Code:
55362
Subdivision Name:
Mississippi Pines
Interior
Bedrooms:
4
Bathrooms:
4
Finished Area:
2,950 ft2
Total Fireplaces:
2
Living Area:
2,950 ft2
Common Wall:
No
Appliances Included:
- Dishwasher
- Microwave
- Range
- Refrigerator
- Stainless Steel Appliances
Fireplace Details:
- Gas
- Living Room
Basement Details:
Finished
Exterior
Stories:
Modified Two Story
Garage Spaces:
3
Garage Size:
717 ft2
Garage Door Height:
8
Air Conditioning:
Central Air
Foundation Size:
1,251 ft2
Handicap Accessible:
None
Heating System:
Forced Air
Parking Features:
Attached Garage
Roof Details:
- Age 8 Years or Less
- Asphalt
- Pitched
Rooms
1/4 Baths:
None
Full Baths:
4
Half Baths:
None
3/4 Baths:
None
Bathroom Details:
- Full Basement
- Full Primary
- Main Floor Full Bath
- Private Primary
- Upper Level Full Bath
Dining/Kitchen:
- Informal Dining Room
- Separate/Formal Dining Room
| Upper Level | Size | Sq Ft |
|---|---|---|
| Bedroom | 14 x 13 | 182 |
| Bedroom 2 | 12 x 11 | 132 |
| Bedroom 3 | 11 x 11 | 121 |
| Main Level | Size | Sq Ft |
|---|---|---|
| Dining Room | 15 x 11 | 165 |
| Kitchen | 13 x 12 | 156 |
| Laundry | 8 x 7 | 56 |
| Living Room | 23 x 19 | 437 |
| Office | 11 x 10 | 110 |
| Lower Level | Size | Sq Ft |
|---|---|---|
| Family Room | 30 x 21 | 630 |
| Recreation Room | 27 x 14 | 378 |
Lot & Land
Acres:
1
Geolocation:
45.294364, -93.697674
Lot Dimensions:
190 x 242 x 188 x 237
Zoning:
Residential-Single Family
Schools
School District:
2318
District Phone:
7632722000
Financial & Taxes
Tax Year:
2025
Annual Taxes:
$4,316
Lender-owned:
No
Assessment Pending:
No
Taxes w/ Assessments:
$4,316
Association Fee Required:
Yes
Association Fee:
$242
Association Fee Frequency:
Annually
Association Fee Includes:
Shared Amenities
Association Company:
Mississippi Pines
Association Company Number:
7632956842
Miscellaneous
Fuel System:
Natural Gas
Sewer System:
- Private Sewer
- Tank with Drainage Field
Water System:
- Private
- Well
Mortgage Calculator
Use this calculator to estimate your monthly mortgage payment, including taxes and insurance. Simply enter
the price of the home, your down payment and loan term. Property taxes are based on the last
known value for this property or 0.012 of property
price when data is unavailable. Your interest rate and insurance rates will vary based on
credit score, loan type, etc.
This amortization schedule shows how much of your monthly payment will go towards the principle and how
much will go towards the interest.
| Month | Principal | Interest | P&I | Balance |
|---|---|---|---|---|
| Year | Principal | Interest | P&I | Balance |
Local Home Mortgage Professionals
Eric Bloomstrand
Branch Sales Manager
Fairway Home Mortgage NMLS#274211
612-961-2600
Eric Bloomstrand is a Branch Sales Manager at Fairway Home Mortgage with 30+ years of experience in the mortgage banking services industry. Eric has extensive skills in construction loans, FHA financing, VA loans, USDA, and first-time buyer down payment assistance programs. He is a well-qualified finance professional with a Bachelor of Science focused in Finance and Marketing from Minnesota State University, Mankato. Helping individuals acquire their dream home is his passion.
Connect with Eric today to get started with your home purchase!
Listing provided by RMLS,
courtesy of Pemberton RE.
Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.
Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.