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$569,000  (list price)
$560,000
/mo Edit
Single Family:  1.5 Stories
2 br • 2 ba • Built 1995
1,425 sqft • 0.46 acres
St. Louis County schools
MLS# 6768558
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    Property Description

    Enjoy 120 feet of pristine shoreline on Lake Vermilion from this private lot in Niles Bay, centrally located for quick access to both the west and east ends of the lake. With big water views in a cove formed by an island and point. Offered fully furnished, it's ready for immediate enjoyment from day one. A brand-new $15, 000 dock was installed for the 2024 season, with 7 feet of water off the end—ideal for swimming, fishing, and boating. The dock includes power and a Floe VSD 5000 lift that works for either a pontoon or a fishing boat, with extra bunks included for both setups. A fire pit at the water’s edge provides the perfect spot to relax after a day on the lake, and a lakeside sauna permit has already been approved. Snowmobile enthusiasts will appreciate both the private trail from the driveway to the lake and direct access to the DNR-staked snowmobile trail system once on the lake. The home sits on a quiet, low-traffic access road for added peace and privacy, with a new roof installed in 2022. A storage shed is also on site—perfect for housing tools, lake gear, or seasonal equipment. Inside, the main level is warm and welcoming, with a cozy living room centered around a propane stove. The adjoining kitchen offers practical functionality while the dining area flows comfortably toward the deck for easy indoor-outdoor living. A bright and inviting sunroom provides the perfect place to enjoy your morning coffee or unwind while taking in lake views in any season. A half bath is also located on this level for convenience. Upstairs, the open loft serves as the primary bedroom, with plenty of space and natural light. The lower level offers one additional bedroom, a bonus room, a large mudroom with ample gear storage, a ¾ bathroom, laundry area, and walkout access to the lake—making it ideal for hosting guests or accommodating family. With thoughtful layout and purposeful spaces across three levels, the home blends rustic charm with lakeside comfort, ready for year-round enjoyment. Whether you're seeking four-season adventure or peaceful retreat, this Niles Bay gem checks all the boxes.

    Listing

    Contingency: None
    Price per sq ft: $399
    City: Cook
    County: St. Louis
    State: MN
    Property Style: 1.5 Stories
    Zip Code: 55723
    Subdivision Name: Josante Shore

    Interior

    Living Area: 1,425 ft2
    Common Wall: No
    Basement Details: Block

    Exterior

    Stories: One and One Half
    Garage Spaces: 0
    Air Conditioning: None
    Foundation Size: 600 ft2
    Foundation Dimensions: Unknown
    Handicap Accessible: None
    Heating System: Fireplace(s)
    Parking Features: Gravel
    Exterior Material: Log
    Roof Details: Asphalt

    Rooms

    1/4 Baths: None
    Full Baths: None
    Half Baths: 1
    3/4 Baths: 1
    Bathroom Details:
    • 3/4 Basement
    • Main Floor 1/2 Bath
    Upper Level Size Sq Ft
    Bedroom  20 x 8  160 
    Main Level Size Sq Ft
    Dining Room  11 x 9  99 
    Kitchen  10 x 12  120 
    Living Room  15 x 11  165 
    Sun Room  11 x 8  88 
    Lower Level Size Sq Ft
    Mud Room  12 x 10  120 
    Bedroom 2  10 x 11.5  110 

    Lake & Waterfront

    Waterfront Present: Y
    Waterfront View: Lake
    WF Frontage: 120
    Waterfront: Lake Front

    Lot & Land

    Acres: 0.46
    Geolocation: 47.904366, -92.507651
    Lot Dimensions: Irregular
    Zoning: Residential-Single Family
    Lot Description: Accessible Shoreline

    Schools

    School District: 2142
    District Phone: 2187498130

    Financial & Taxes

    Tax Year: 2025
    Annual Taxes: $4,481
    Lender-owned: No
    Assessment Pending: Yes
    Taxes w/ Assessments: $4,566
    Association Fee Required: No
    Association Fee: None

    Miscellaneous

    Fuel System:
    • Propane
    • Wood
    Sewer System: Private Sewer
    Water System: Private
    Power Company Name: Lake Country Power

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